Insurance Counsellor

The aim of travel insurance   policy is to secure you financially in an incidence of the medical emergencies, canceled flights, or some unanticipated situations. Kinds of Travel Insurance Policies There’re various kinds of the travel insurance policies and this might be somewhat confusing to select one in case you do not know what every kind covers. Clear up your confusion by reading the below overviews of each type. When you know the major differences between the policies then you might start comparing the plan coverage and the prices between different insurance providers. Travel Accident Insurance The aim of the insurance is to give accidental death and term life and dismemberment security for your entire family. It covers the unanticipated and sudden loss which occurs due to the travel and flight accidents. Few other emergency assistance advantages may cover the evacuations, baggage loss, dental and medical expenditures, the pre-existing medical situations and the ...

It Is Time to Talk about the Cyber Liability Insurance Now, there is not any turning back. We are living in the digital age where the technology plays quite a significant role in the personal as well as professional lives. Hence, it does not matter where you work; the businesses use the computers and web in order to store the company information, employee details, accounts, and much more. Unluckily, it also means that the businesses are incredibly sensitive to the cyber-attacks that might lead them to some accidental leak quite sensitive details (employees or customers’ account details and addresses etc.). In the year 2016, the Sage (the largest payroll, accounting, and payment software organizations in the UK) was actually reported to suffer the data breach which might have compromised its data of about two hundred and eighty small and medium organizations in the United Kingdom. The cyber-attacks might impact the small, medium, and big multinational organizations (jus...

What is the Third-Party Insurance? The Third-party insurance is the insurance policy bought for the security against a claim of someone else. The most common type of the third-party insurance is the automobile insurance. The third-party offers the coverage against the claims of losses which are incurred by the driver who is even not insured, a principal, and is thus not covered under some insurance policy. A driver who has caused the damages is basically the third party. Breaking Down the Third-Party Insurance The Third-party insurance is basically a type of the liability insurance bought by the insured (that is the 1st party) from the insurer (that is the 2 nd party) for the security against the claim of the other (3rd party). The 1st party is actually responsible for the damages, regardless of a reason of those losses. There’re 2 kinds of the automobile third-party liability cover. Firstly, the bodily injury liability coverage costs that result from the i...

3 Kinds of the Dental Insurance Policy The dental insurance policy  has 3 types. They are basically designed in order to assist the individuals’ payments for costs which are linked with the dental services. The individual would pay the premiums to an insurance company. And thus, an insurance company would pay the specific amount for the dental coverage. Following are a few of the different kinds of the dental insurance plans which you might buy. 1. PPO A PPO dental insurance plan is the most popular kind of the dental insurance policy which is easily available. This term PPO is the abbreviation of Preferred Provider Organization (PPO). With this kind of the dental insurance, you would have an access to the network of different dentists which make a contract with your insurance company. 2. DHMO A DHMO is another famous kind of the dental insurance which you might buy. The term DHMO is the abbreviation of the Dental Health Maintenance Organization (DHMO). With this ki...